CrePASS

About CrePASS

CrePASS offers an alternative approach to traditional Credit Scoring Systems by providing a platform for incorporating alternative data, AI & ML driven insights and risk assessment models to create a more holistic view of creditworthiness. The CrePASS solution targets lenders (Banks/Neobanks/Alternate lending companies/Fintech, etc.) who want to serve Thin-filers/No-filers and those with below average credit. We aim to support the increasing provision of Digital Financial Lending products to the Underbanked/Underserved population through overcoming the challenges in assessing credit on them. Traditional Credit Scoring Systems often fails to capture the creditworthiness of thin-filers/no-filers based solely on financial transaction history, limiting access to financial loans. CrePASS solution incorporates non-financial big-data (e.g. Mobile, Utility, Psychometrics, Mobile, etc.) to provide a more comprehensive evaluation, opening up greater possibilities for lenders who want to target thin-filers. CrePASS offers unique convergences of traditional approach to Credit Scoring and Alternative Data Credit Scoring Solution. Achievements: • 1st Alternative Data Credit Bureau in South Korea (2021) • Over 130+ Credit Scoring Projects in South Korea. • Patented Alternative Data Scoring technologies. • 4 countries served in Asia and growing.

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