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About First Merchant Finance Limited

First Merchant is a specialist principal funder for Hospitality, Leisure and Entertainment Businesses. Our straightforward fixed-term loans have been exclusively designed for restaurants, pubs, bars, fast food outlets, nightclubs and boutique hotels. We finance leasehold businesses. First Merchant grants interest-only and capital repayment loans over 12, 36 and 60 month terms. Monthly payments are fixed so borrowers have certainty. Our capital repayment loans give complete peace of mind to operators who know that their debt will be completely discharged with the final monthly repayment. We do not charge any fees. First Merchant provides funding for established operators who want to ‘expand their brand’ and open more units, refurbishment and fit-out, equipment, working capital, debt re-structure and buying out partners. First Merchant adopts a pragmatic approach in assessing funding requests. Our unique appraisal method provides a realistic financial profile of a business to our underwriters. First Merchant is delighted to work both with professional intermediaries and businesses directly. Together a bespoke loan plan is created to help the business owner move forward. We do not interfere with the operation of a business nor do we seek to take a shareholding or equity stake. Hospitality Operators use First Merchant loans to be more successful – it is as simple as that. First Merchant is a commercial lender which grants business loans exclusively to established UK registered Limited Companies. First Merchant and FMF are trading styles of First Merchant Finance Plc which is registered in England and Wales: Number 3553430. VAT Exempt. First Merchant Finance Plc provides non-regulated business loans to established UK registered Limited Companies for commercial purposes only. First Merchant Finance Plc is registered with the Financial Conduct Authority as an Annex 1 Financial Institution for Money Laundering Supervision only.

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