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About HealthCare Benefit Services, Inc

Our focus on Medicare and Long Term Care planning allows us to deliver knowledgeable, specialized service. Our over three decades of experience allows us to guide you through the complexities and help you make choices that are best for you and your family. HBS is a client-centered agency. Our priorities are education and service. A prime example is Medicare’s fall Annual Enrollment Period (AEP). This is an opportunity to determine if your drug plan for the upcoming year is still the best option. We’ll run an updated analysis and show you all the plan options available and their costs. It may make sense to keep the plan you have or make a change. Decision is totally up to you. This process has helped our clients save thousands of dollars a year, simply by putting them on the plan with the lowest out of pocket costs. We are an independent agency that represents dozens of carriers. We provide an unbiased review of your options. We guide . . . you decide! Currently we represent 14 organizations which offer 113 products in the state of Colorado. For the additional states we are licensed in, we do not represent all plans. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices.

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