PayJoy Revenue

Financial Services • San Francisco, California, United States • 1001-2000 Employees

PayJoy revenue & valuation

Annual revenue	$320,000,000
Revenue per employee	$213,000
Estimated valuation?This valuation is estimated based on industry average for the Financial Services industry and current estimated revenues	$1,024,000,000
Total funding	$150,000,000

Key Contact at PayJoy

Bharath Ramarathinam

Chief Technology Officer

Mobile @payjoy.com

Company overview

Headquarters	655 4th St, San Francisco, California 94107, US
Phone number	+14084556781
Website	payjoy.com
NAICS	52
SIC	614
Keywords	Emerging Markets, Mobile, Access, Data Science, Consumer Finance, Nextbillion
Founded	2015
Employees	1001-2000
Socials

PayJoy Email Formats

PayJoy uses 4 email formats. The most common is {first name}.{last name} (e.g., john.doe@payjoy.com), used 82.3% of the time.

Format	Example	Percentage
{first name}.{last name}	john.doe@payjoy.com	82.3%
{first initial}.{last name}	j.doe@payjoy.com	14.2%
{first initial}.{second initial}	j.o@payjoy.com	1.7%
{first initial}.{first3}	j.{first3}@payjoy.com	1.3%

About PayJoy

PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry. As of 2025 we have brought 3 billion dollars in credit to 16 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.

Employees by Management Level

Total employees: 1001-2000

Seniority

Employees

Entry

Manager

Senior

Employees by Department

PayJoy has 705 employees across 17 departments.

Departments

Number of employees

Funding Data

Explore PayJoy's funding history, including investment rounds, total capital raised, and key backers.

Funding Date	Round	Amount	Link to Article
2023-10-05	6	$150,000,000

Funding Insights

$150,000,000

Total funding amount

$150,000,000

Most recent funding amount

Number of funding rounds

PayJoy Tech Stack

Discover the technologies and tools that power PayJoy's digital infrastructure, from frameworks to analytics platforms.

Criteo

Advertising

Redux

JavaScript frameworks

WP Rocket

Caching

Goober

JavaScript libraries

Appsflyer

Analytics

jQuery Migrate

JavaScript libraries

Cloudflare

CDN

Twitter Ads

Advertising

jQuery

JavaScript libraries

PHP

Programming languages

WordPress

Blogs

MGID

Advertising

Frequently asked questions

PayJoy is located in San Francisco, California, US.

You can reach PayJoy at +14084556781.

PayJoy generates an estimated annual revenue of $320,000,000. This revenue figure reflects the company's market position and business performance in its industry.

PayJoy has an estimated valuation of $1,024,000,000. This valuation is calculated based on industry-standard revenue multiples and reflects the company's growth potential and market positioning.

PayJoy was founded in 2015, making it 11 years old. The company has established itself as a significant player in its industry over this time.

PayJoy has approximately 1001-2000 employees. The company continues to grow its workforce to support its business operations and expansion.

PayJoy has raised a total of $150,000,000 across 1 funding rounds. This investment has helped the company grow and expand its operations.

Key Contact at PayJoy

Bharath Ramarathinam

Chief Technology Officer

Mobile @payjoy.com

4.8

40,000 users