QRUZ by Mobile Equity

About QRUZ by Mobile Equity

QRUZ by Mobile Equity Corp is a new, patented mobile payments technology that enables a person to make payments with any mobile phone to any merchant without using credit/debit cards, or to withdraw cash from an ATM. Our technology allows consumers to use their favorite payment methods, such as Apple Pay, Samsung Pay, PayPal, prepaid accounts, Visa, MasterCard, etc., using any mobile handset. The technology lends itself nicely to any e-commerce, e-Bill payment business or mobile money transfer (P2P). Our mobile payments technology is compatible with both new and legacy point of sale (POS) terminals and ATMs, regardless of their current capabilities (mag stripe, NFC or EMV), thus sparing merchants, processors, and banks the expense of costly hardware upgrades. Our technology also enables remote payments and ATM withdrawals. A person can make a mobile payment to any remote merchant, i.e. making a payment for a friend or relative in a different city. It will enable a person to withdraw cash from any ATM for someone in a remote location. Our system is fully secure. No personal, financial or other private information is exposed to the merchant or stored on the phone during the payment transaction. If necessary, a person could even borrow a stranger’s phone and make a payment with no fear of any personal data being compromised in the process. To summarize, our system is a secure, simple, ubiquitous and frictionless payment experience. With patents granted in the USA, Taiwan and South Africa and many other patents pending around the world, Mobile Equity Corp is well positioned to enable e-wallets, banks, processors, merchants and technology companies to implement a truly ubiquitous mobile payment solution.

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