Retirement Administration

About Retirement Administration

Located in Los Altos CA, Retirement Administration, Inc. (RAI) is a boutique Third Party Administration (TPA) firm that offers customized retirement programs for closely-held, successful companies. Meeting small business owner retirement and benefit planning needs has been RAI’s focus since the company was opened in 1978. RAI shields business owner income from taxation with elite retirement plan designs. These company contributions are all above the line tax deductions, thus lowering adjusted gross income amounts dollar for dollar, and often times combined tax brackets. More savings. Less tax. Less stress. Watch our two minute animated video (DEFEND THE EGG) and learn how RAI Defends our clients nest egg from the IRS with custom, advanced strategies combining cash balance plans, tiered profit sharing, 401(k), Roth 401(k) and Roth converted plans. We tailor built retirement programs for our clients with techniques from leading edge design strategies such as tiered profit sharing plans, cash balance pension plans, and ROTH deferrals and conversions with long-term tax savings on retirement plan accumulations. This unique strategy layers a 401(k) profit sharing and CASH BALANCE plan together, to maximize the deductible contributions and benefits back to owners often allowing for $100,000 to $300,000 more money to owners on an annual basis than traditional retirement plans. ALTERNATIVE ASSETS in ROTH: We are also quickly becoming the gold standard for venture capital, private equity, and hedge funds in California and beyond. We have the unique ability and technology to cater to companies that buy, angel invest, and direct operations for hundreds of other start-up opportunities. Advanced Retirement Plan Designs (or COMBO-Ks) give our high net worth clientele and their companies what they crave – significant tax savings and personal retirement plan accumulations.

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