RFA Financial

About RFA Financial

RFA Financial (formerly RFA Capital Holdings Inc.) is a Canadian-owned, diversified financial services platform. Founded in 1996, RFA is a Canadian-owned real estate investment firm grounded in the Commercial and Asset Management segments. RFA and its investment partners are active participants in a wide array of real estate focused portfolios, including debt financing transactions, REITs, and direct investments in office, retail, industrial and multifamily residential properties. In 2018, RFA expanded into the residential lending market with the goal of becoming a top broker channel lender. In 2019, RFA accelerated its growth plans through the acquisition of Street Capital Bank and now holds a presence in both the Prime and Alternative lending segments. In September 2025, RFA Capital, the parent company of RFA Bank of Canada, RFA Mortgage Corporation, TM Investments, and Five Continents Holdings Ltd., has agreed to combine with Artis to form RFA Financial—a diversified financial services company. The merger will make RFA stronger, more resilient, and better positioned to serve its clients and broker partners.

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