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About Smart Lending Mortgage Brokers

Founded in 2003, Smart Lending is an award-winning brokerage that welcomes loan enquiries throughout Victoria & across Australia. Whether you’re looking to refinance, purchase a new home, invest in property, buy commercially or residentially or obtain a personal loan, our award-winning team are here to streamline the process and make navigating the mortgage process as seamless & personalised for our clients as possible. Our small knit team are solution focused and aim to give each of our clients a first-class customer experience, ensuring our clients obtain the lowest interest rates and fees. With over 20 year’s experience, Smart Lending’s Managing Director Melissa Gielnik has developed strong relationships with the major banks across Australia which entitles us to resources to further help our clients, including specialised pricing, character-based lending, free upfront valuation and preferential service for 24-hour approvals. Melissa is a passionate broker and a female thought leader in the industry. Winning multiple awards over the years both with the MPA, Elite Top 100 and various AFG award (AFG Top 50, AFG Loan Writer of the year winner) as well as being elected part of the prestigious AFG Chairman’s Club. However, the highlight of Melissa’s career was being the only female within 2 decades to win the MFAA Excellence Awards; “Mortgage Credit Adviser of the Year” in 2014.

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