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About Texas Custom Credit Repair

Get all the information you need to Build Credit For Your Future. Contact Texas Custom Credit Repair for more information. We offer Free Credit Evaluation. Also, we offer a *100% money back guarantee. Awarded of Best of Credit Repair in San Antonio 2013, 2015, 2020, 2021, 2022 About the owner Harley David Walters: In the 1990s Harley Walters managed credit cards, turned to mortgages in 2000s, and in the period following the 2008 recession worked with Bank of America turning around short sales. He found that people had borrowed 90% of equity on their mortgage and many people were upside-down on their homes. “No one graduates high school understanding how to buy a home, how mortgages and loans work, or how credit works.” Walters spent a lot of his time as a subprime mortgage lender working with people who had a credit score between 500 to 620, many of whom were in that category because of errors on their credit reports. He found that small mistakes, like duplication of an account that had been sold to another company or charge-offs that weren’t properly accounted for, made an incredible negative impact on the credit scores of these individuals. Their team had to turn away about 70 percent of the loan applications that came across their desks. Frustrated at seeing consistent mistakes on the reports, Walters would try to help people to fix the credit report to get approval for their loan. “My boss used to say, ‘Stop trying to fix the credit reports, just process the loans and close them.” After spending the last 25 years selling credit cards and then working in loans at major banks and credit card companies like CitiBank and American Express, Walters decided to start his own credit repair business. On January 24th, 2011, Texas Custom Credit Repair opened its doors as the credit repair solution for Texas.

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