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About The Equity Release Advice Company

The Equity Release Advice Company (TERAC) operates with the client at the heart of everything we do. We believe that clear and independent advice is key when discussing equity release. We always consider with clients whether or not they should release tax-free cash from their homes, and if it is the right decision, we will provide expert, personal recommendations on the best way to do it. Where possible, we visit clients and their families at home and offer them a ‘whole of market’ proposition, providing a choice of all equity release lenders. Primarily working alongside independent financial advisers, mortgage brokers and wealth management companies, we provide clients with an alternative tax-efficient option – equity release. We will only ever recommend the right course of action based on the individual needs of clients and their families to achieve the financial outcomes that they require. Some of the benefits of partnering with TERAC are: • we act as an extension of your team, but you receive an introduction fee upon successful completion • we offer a great experience for your clients • we have access to the best deals o we have no bias towards any particular lender o we aren’t tied to a set panel or our own equity-release mortgage products • we are honest and independent • we enable you to retain and maximise clients’ investment portfolios and pensions • we give your clients an alternative to drawing down pensions or other investments to release cash • we provide feedback throughout the process Part of 55Plus, the leading later life lending company for over 55s, and a member of the Equity Release Council, you can be assured that we will only give ethical, relatable and correct advice, based on clients’ unique circumstances. For more information on how we can help, call 01666 727007 or email chris@terac.co.uk

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