The Personal Due Diligence Project

About The Personal Due Diligence Project

The services provided by holders of certain post-secondary degrees are being bought and sold as commodities on the open labour market. The increasingly "popular" $24,000 Canadian bachelor's degree is no longer a guarantee of employment. Finding work in your chosen field is still feasible, but only if there's work to be done in that field. The fact that it may exist today is no guarantee that it will exist after graduation. We encourage our clients use Google Alerts or similar aggregators to search for and deliver articles containing the phrases "student debt" and "student unemployment" to their desktop. This will allow them to see firsthand the state of the labour and post-secondary education markets. Our blog page entitled "The pulse of the labour & university markets" contains links to over 50 such articles. We update at least once per week. Choosing higher education that will pay now demands labour market sophistication and an understanding of risk avoidance. We work one-on-one with parents and their children to help them acquire that sophistication starting at the beginning of Grade 11, if not sooner. As of this moment, Canadians are carrying between $25 billion and $50 billion in tuition loan and associated debt as a result of having invested in—or wagered on—acquiring that education. In the US, the figure stands at $1.2 trillion. University tuition fees continue to rise in both countries.

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