Vidale Marketing Group

About Vidale Marketing Group

Vidale Marketing Group have partnered with Federal Life Insurance Company to introduce the My Immediate Care Plan. Built by Vidale Marketing Group using the unique Underwriting expertise of Hannover Re in Europe, the My Immediate Care Plan is the only fully underwritten Single Premium Immediate Annuity in the US marketplace today. This product has been created for those Americans who are currently receiving paid for care, either in a community or at home. The My ICP is uniquely positioned to leverage the health conditions of each individual against over 20+ years of underwriting capability in the senior market meaning the monthly income payable may be more than that of a traditional SPIA. The vast majority of people who receive paid for care are asset rich and income poor. Assets are then relied upon to pay care fees in the hope that they don’t run out whilst the client is still alive. The My ICP now gives every advisor an option for their clients not previously available or known to them. This will benefit every advisory business as they are able to create a new market that will help grow and protect assets under management. Using the My ICP to open conversations with new and existing clients will also help to build true intergenerational advisory businesses. The My ICP is guaranteed to pay for as long as the client lives. This product creates choice and can give real peace of mind at a time when it really is needed and from a purely financial perspective, this has to be better than depleting lifetime savings and assets or relying on Medicaid. Included in the My ICP is a built in death benefit for the 1st 6 months of the policy and the option to include up to a 5 year Life with Period Certain and up to 8% Cost of Living Adjustment.

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