Clodura.AI vs FullCircl: Honest Comparison (2026)

Clodura.AI is a sales prospecting platform. FullCircl is a KYB/KYC compliance engine. See why this comparison doesn't work and what you actually need.

5 min readProspeo Team

Clodura.AI vs FullCircl: Why This Comparison Doesn't Work

Clodura.AI is a B2B sales prospecting platform. FullCircl is a KYB/KYC/AML compliance and customer lifecycle intelligence platform built for banks, fintechs, and regulated businesses. Comparing them is like comparing Salesforce to a fraud detection tool - they share the word "data" and almost nothing else.

We dug into both platforms, and the mismatch is immediately obvious. Let's save you some time.

30-Second Verdict

Clodura.AI helps SDRs find emails, phone numbers, and buying signals to fill pipeline. FullCircl (now under nCino) helps regulated institutions verify beneficial ownership, screen for sanctions/PEPs, and automate onboarding compliance. The overlap is a sliver of "company data" - and nothing else.

Clodura.AI vs FullCircl head-to-head category comparison
Clodura.AI vs FullCircl head-to-head category comparison

What Is Clodura.AI?

Use this if you want an all-in-one prospecting platform that bundles data, sequences, email warmup, and a dialer under one roof. Clodura's database covers 600M+ contacts across 20M+ companies, and an independent test by Sparkle.io recorded roughly 98% deliverability across 1,529 verified leads - solid numbers for cold outreach.

Skip this if you want transparent pricing. Clodura runs on a credit system where one email costs 1 credit, a phone number costs 10, a warmup session costs 200, and an AI-written email costs 20-50 credits. The math gets fuzzy fast.

On the pricing side, Clodura offers a Free Forever plan at $0 with 100 monthly credits, plus paid tiers like Starter and Enterprise, and credit-based "Max" subscriptions - for example, 5,000 credits for $99/month with unlimited users, with larger bundles scaling up from there. Credit consumption varies so much by activity that it's genuinely hard to predict monthly costs until you're already committed. Clodura integrates with HubSpot, Salesforce, and Pipedrive.

What Is FullCircl?

FullCircl isn't a sales prospecting tool. It's a compliance and customer lifecycle intelligence platform designed for regulated industries - banks, fintechs, insurers, and payments providers. Core capabilities include KYB/KYC verification, AML screening, beneficial ownership mapping, and automated onboarding workflows across 160 countries. The platform serves 450+ customers and 15,000+ web app users.

In October 2024, nCino acquired FullCircl for $135M in cash. By late 2025, the rebrand was complete: the "Smart" applications continue under nCino branding (SmartBanker, SmartOnboard), and the compliance/verification suite is now offered as nCino Identity Solutions.

G2 gives it a 4.5/5 across 243 reviews, with implementation benchmarked at 2 months and time-to-ROI at 11 months. Users consistently praise ease of use, though reviewers also call out gaps like the lack of telephone numbers in prospector lists - a telling signal that this product is built for compliance and onboarding teams, not phone-first outbound SDR workflows.

Pricing starts around $125/user/month or £1,500/user/year, with enterprise contracts for banks often running $10k-$100k+ annually depending on check volume and modules.

Prospeo

You don't need a compliance engine to find prospect emails. Prospeo covers 300M+ profiles with 98% email accuracy, a 7-day refresh cycle, and pricing that takes 5 seconds to understand: ~$0.01 per email. No credit puzzles, no annual contracts.

Stop decoding credit systems. Start booking meetings.

Side-by-Side Feature Breakdown

Feature Clodura.AI FullCircl
Category Sales prospecting KYB/KYC/AML compliance + lifecycle intelligence
Target buyer SDRs, sales teams Banks, fintechs, insurers
Core use case Find leads, run outreach Verify entities, screen risk, automate onboarding
Database scale 600M+ contacts (20M+ companies) 300M checks/month
Pricing Free + credit-based plans (e.g., 5,000 credits for $99/mo) ~$125/user/mo (quote-based)
G2 rating 4.5/5 (301 reviews) 4.5/5 (243 reviews)
Key integrations HubSpot, Salesforce, Pipedrive nCino Cloud Banking Platform, Salesforce Marketing Cloud
Email/phone data Yes (prospecting emails + direct dials) Not a direct-dial/email prospecting database
Best for Sales prospecting Regulatory compliance

If you're evaluating these two against each other, you're almost certainly looking for the sales prospecting side. FullCircl won't help you book meetings, and Clodura.AI won't help you pass an AML audit.

Which One Do You Actually Need?

Three decision paths, all straightforward.

Decision flowchart for choosing the right tool
Decision flowchart for choosing the right tool

You need KYB/KYC/AML compliance automation for a bank, fintech, or insurer. FullCircl (now nCino Identity Solutions) is purpose-built for this. Nothing in the sales-data world replaces it. Community discussion on FullCircl is thin - Reddit searches mostly return results for an unrelated TEFL company - so G2 remains the best source of user sentiment.

You want the simplest path to verified contacts. Prospeo starts free, charges roughly $0.01 per email, and doesn't require a PhD in credit math to forecast your monthly bill.

Here's the thing: if you're a sales team that somehow ended up evaluating FullCircl, stop. You don't need a $125/user compliance engine to find prospect emails. That's like buying a fire truck to water your garden.

A Simpler Option for Sales Prospecting

Most people comparing Clodura.AI vs FullCircl actually need a reliable source of verified B2B emails and phone numbers. We've tested dozens of tools in this space, and the combination of accuracy and freshness is what separates the good from the useless.

If you're still shopping, start with a shortlist of SDR tools and sales prospecting techniques so you can compare platforms on the right criteria.

Snyk case study results with Prospeo stats
Snyk case study results with Prospeo stats

Prospeo covers 300M+ professional profiles with 98% email accuracy and a 7-day refresh cycle - six times faster than the industry average. The free tier gives you 75 emails and 100 Chrome extension credits per month. Paid plans scale at roughly $0.01 per email with no annual contracts and no sales calls required. Native integrations with Salesforce, HubSpot, Smartlead, Instantly, and Lemlist mean you can plug it into your existing stack in minutes. One of our customers, Snyk, cut their bounce rate from 35-40% to under 5% and saw AE-sourced pipeline jump 180% after switching.

If deliverability is a priority, pair any data source with an email deliverability guide and track your email bounce rate as you scale.

Prospeo

Snyk's 50 AEs cut their bounce rate from 35-40% to under 5% and grew AE-sourced pipeline 180% with Prospeo. 75 free emails/month, 125M+ verified mobiles, and native integrations with Salesforce, HubSpot, Instantly, and Lemlist - live in minutes.

Get verified contacts without the enterprise price tag or sales calls.

FAQ

Does FullCircl provide email addresses for outbound sales?

No. FullCircl's data focuses on company intelligence, risk profiles, and beneficial ownership for compliance workflows. G2 reviewers specifically flag the lack of telephone numbers in prospector lists. It's built for KYB/KYC teams at regulated institutions, not SDR-style outbound.

Is Clodura.AI accurate enough for cold outreach?

An independent Sparkle.io test recorded roughly 98% deliverability across 1,529 verified leads - a strong result. The main friction point is Clodura's credit system, which makes cost forecasting difficult until you've run a few campaigns and can see where credits actually go.

What's a good free alternative for verified B2B emails?

Prospeo's free tier includes 75 verified emails and 100 Chrome extension credits per month with no credit card required. At 98% email accuracy and a 7-day data refresh cycle, it outperforms most paid tools on data freshness alone. Hunter offers 25 free searches/month but caps enrichment features heavily.

B2B Data Platform

Verified data. Real conversations.Predictable pipeline.

Build targeted lead lists, find verified emails & direct dials, and export to your outreach tools. Self-serve, no contracts.

  • Build targeted lists with 30+ search filters
  • Find verified emails & mobile numbers instantly
  • Export straight to your CRM or outreach tool
  • Free trial — 100 credits/mo, no credit card
Create Free Account100 free credits/mo · No credit card
300M+
Profiles
98%
Email Accuracy
125M+
Mobiles
~$0.01
Per Email